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Geographical Areas

  1. What countries are covered under each area?

    United Kingdom: including Great Britain, Northern Ireland and the Isle of Man.


    Europe: Albania, Andorra, Armenia, Austria, Azerbaijan, Belgium, Belarus, Bosnia-Herzegovina, Bulgaria, Channel Islands, Croatia, Cyprus, Czech Republic, Denmark (including Faroe Islands), Egypt, Estonia, Finland, France (including Corsica), Georgia, Germany, Gibraltar, Greece (including Greek Islands), Hungary, Iceland, Ireland, Italy (including Aeolian Islands, Sardinia & Sicily), Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Morocco, Netherlands, Norway (including Jan Mayen, Svalbard Islands), Poland, Portugal (including Azores & Madeira), Romania, Russia (European), San Marino, Serbia (including Kosovo), Slovakia, Slovenia, Spain (including Balearic and Canary Islands), Sweden, Switzerland, Tunisia, Turkey, Ukraine, United Kingdom and Vatican City. Please Note: This excludes Egypt, Morocco and Tunisia.


    Australia & New Zealand: Mainland Australia, Tasmania, New Zealand and their dependencies.


    Worldwide excluding USA, Canada & the Caribbean: Worldwide, excluding United States of America, Canada and all islands in the Caribbean Sea and the Bahamas. Please Note: This includes Egypt, Morocco and Tunisia.


    Worldwide including USA, Canada & the Caribbean: All countries worldwide.

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European Health Insurance Card (EHIC)

With TopDog Insurance, you do not pay an excess when the EHIC is used.

EHIC Information
TopDog Insurance is a division of Citybond Holdings Ltd., 109 Elmers End Road, Beckenham, Kent BR3 4SY.
Registered in Cardiff No. 1478367. Authorised & Regulated by the Financial Conduct Authority.