Ways to Stretch Your Travel Budget: Tips for Families and Savvy Travellers

June 06, 2025

Looking to make your travel budget go further? Whether you’re planning your next familyadventure or a keen explorer wanting more value from your next escape, these budget-savvy travel tips can help you enjoy brilliant getaways without blowing the budget.

From affordable city breaks to scenic adventures and clever travel hacks, here’s how to plan smart — and still make space for a little treat.

1. Choose Destinations Where Your Money Goes Further

Some countries naturally offer better value for accommodation, food, and attractions — ideal for families and budget-conscious travellers.

• Portugal – Great for short-haul trips, with plenty of family-friendly hotels, tasty food, and free attractions like beaches and parks.
• Bulgaria – Known for its coastline and low-cost resorts. Sunny Beach is popular with families and often includes extras like kids’ clubs.
• Vietnam – For more adventurous families with older children, Vietnam offers stunning scenery, excellent food, and budget-friendly tours.

Top Tip: Travel just outside peak seasons (like late May or September) to save on flights and accommodation while still enjoying warm weather.

2. Go Self-Catering for Easy Savings

Booking accommodation with kitchen facilities can cut your daily costs significantly. Local markets are fun to explore and offer great-value ingredients — and getting kids involved in preparing meals can be part of the holiday fun.

Websites like Visit Europe offer great guides to regional foods and where to shop locally.

3. Use City Tourist Passes

Many cities offer passes that include public transport, museums, and family-friendly attractions at a reduced rate:

• Lisbon Card – Covers transport and entry to major sites like the Oceanarium and MAAT.
• Vienna City Card – Includes unlimited public transport and discounts on family attractions such as Schönbrunn Zoo and the Natural History Museum.

These are ideal for families who want to see and do more without racking up ticket costs.

4. Plan Holidays Around Free and Low-Cost Activities

Some of the best experiences don’t cost much — or anything at all. Base your travel plans around natural attractions, open-air events, or cultural experiences that are gentle on your budget.

• Slovenia – Brilliant for hiking, lakes, and outdoor fun — especially around Lake Bled and Triglav National Park.
• Athens, Greece – Packed with ancient history, many sites offer free entry for children and EU students.
• Budapest, Hungary – Home to thermal baths, riverside walks, and affordable river cruises that kids will love.

5. Pack Clever to Avoid Extra Costs

Checked luggage fees and pricey airport snacks can sneak up on you. Keep things simple:

• Roll clothes to save space
• Pack refillable water bottles
• Bring lightweight toys or games for children
• Don’t forget adaptors and chargers to avoid buying extras abroad

A little prep means fewer unexpected costs on the go

6. Protect Your Trip with the Travel Insurance

Holiday hiccups — from cancelled flights to missing bags — can get expensive fast. Travel insurance can help protect your family’s holiday plans and offer financial peace of mind — from cancelled flights to lost luggage. Be sure to choose a policy that fits your needs and check what’s covered.

If you travel more than once a year, multi-trip travel insurance is often better value. It covers the whole family on multiple holidays and can work out cheaper than buying individual policies each time.

See how TopDog Insurance can help you stay protected on your next adventure.

7. Treat Yourself — Affordably

A little luxury doesn’t have to cost a fortune, especially in lower-cost destinations. Look out for:

• A family spa afternoon in Budapest’s thermal baths
• A private boat tour in Vietnam’s Ha Long Bay
• A countryside vineyard lunch in Portugal with childcare-friendly outdoor seating

Adding one special experience to a budget trip can elevate the whole holiday — without tipping your budget over the edge.

Final Thoughts

A memorable holiday doesn’t have to mean overspending. With smart choices, flexible planning, and the right travel insurance, you can enjoy stress-free, value-packed adventures with the whole family.

Ready to protect your next trip? Explore travel insurance for families or check out our annual multi trip cover to stay covered all year round.