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  • 100+ Sporting Activities Covered
  • 24/7 Emergency Assistance Team
  • Cover Available Up To 18 months
  • Up To £10,000 Cancellation Cover

Activities Covered

At TopDog we offer over 100+ activities which you are covered for as standard under your policy, at no extra cost.

Use the table below to find all the activities you are covered for, on the left-hand side is the list of all standard covered activities and on the right-hand side of the table shows other activities you can be covered for if the appropriate Winter Sports Premium has been paid.

Covered as standardCovered If The Appropriate Winter Sports Premium Has Been Paid
Abseiling (within organiser’s guidelines) Air-boarding *
Administrative or Clerical Occupations Big Foot Skiing
Aerobics Blade Skating
Amateur Athletics (track and field) Cross Country/Nordic Skiing
Archaeological Digging Dry Slope Skiing
Archery * Glacier Skiing/Walking
Assault Course Husky Dog Sledding (organised, non-competitive with local driver)
Badminton Ice Go Karting (within organisers guidelines)*
Banana Boating Ice Skating (for more than 1 day)
Bar/restaurant work * Ice Windsurfing*
Baseball Kick Sledging
Basketball Ski – blading
Beach Games Ski Boarding
Billiards/Snooker/Pool Skiing on piste‡
Body Boarding (boogie boarding) Skiing - alpine
Bowls Skiing – mono
Bungee Jumping/Swoop (within organisers guidelines) Skiing - off piste but within the resort boundaries‡
Camel Riding * Sledging/Tobogganing
Canoeing (up to grade 2 rivers) * Sledging/Sleigh Riding as a passenger (pulled by horse or reindeer)*
Clay Pigeon Shooting * Snow Blading
Climbing (on climbing wall only) Snow Boarding on piste‡
Cricket Snow Boarding - off piste but within the resort boundaries‡
CroquetSnowmobiling (skidoo)*
Cross Country Running (non competitive) Snow Shoe Walking
Curling Snow Tubing
Cycling (no racing) Tobogganing
Deep Sea Fishing Training/Racing (ski school)
Driving any motorised vehicle (other than a Quad bike) for which you are licensed to drive in the United Kingdom (other than in motor rallies or competitions) * Winter Walking (using crampons and ice picks only)
Elephant Riding/Trekking *
Fell Walking/Running
Flying as a fare paying passenger in a fully licensed passenger carrying aircraft
Football (amateur only and not main purpose of trip)
Fruit or vegetable picking (non-mechanical)
Glass bottom boats *
Gliding (under instruction) *
Go Karting (within organisers guidelines) *
Horse riding with a helmet (excluding competitions, racing, jumping and hunting)*
Hot Air Ballooning (organised pleasure rides only) *
Hovercraft Driving/Passenger *
Ice Skating (1 day maximum)
Indoor climbing (on climbing wall)
Jet Boating (no racing) *
Jet Skiing (no racing) *
Karting (no racing) *
Kayaking (up to grade 2 rivers) *
Marathon Running (non professional)
Motor Cycling (full licence held for cc of motorcycle, helmet must be worn) *
Mountain Biking (no racing)
Paint Balling/War Games (wearing eye protection) *
Parachuting (tandem only) *
Parascending (over water) *
Pony Trekking
Power Boating (no racing and non-competitive) *
Racket Ball
Refereeing (amateur only)
Roller Skating/Blading/in line skating (wearing pads and helmets)
Rowing (no racing) *
Running (non-competitive and not marathon)
Safari Trekking (must be organised tour)
Sailing/Yachting (inland waters or coastal waters within 12 miles of land, if qualified or accompanied by a qualified person and no racing) *
Sand Boarding /Surfing/Skiing
Scuba diving up to a depth of 30 metres (if PADI or equivalent qualified or accompanied by a qualified instructor and not diving alone) *
Small Bore Target Shooting / Rifle Range Shooting (within organisers guidelines) *
Sledging (not on snow)
Spear Fishing (without tanks)
Speed Sailing (no racing) *
Students working as counsellors or university exchanges for practical course work (not manual work)
Surfing *
Swimming with Dolphins / Elephants *
Sydney Harbour Bridge (walking across clipped onto safety line)
Table Tennis
Tall Ship Crewing (no racing) *
Ten Pin Bowling
Tree Canopy Walking
Trekking/Hiking/endurance activities up to 3,000 metres above sea level
Tug of War
Wake Boarding
Water Polo
Water Skiing / Water Ski Jumping *
Whale Watching
White Water Rafting (up to grade 2 rivers) *
Wind Surfing/Sailboarding *
Wind Tunnel Flying *
Zip Lining/Trekking (safety harness must be worn)
Zorbing/Hydro Zorbing/Sphering

Covered as standard without charge – *

No cover under Section 4 – Personal accident and Section 7 – Personal liability for those sports or activities marked with *, all other
terms and conditions of the policy will apply.

Lapland – If travelling to Lapland for no more than 2 nights, participation in the following activities are covered without the
additional Winter Sports premium being required: husky dog sledding (organised, non-competitive with local driver) and sledging/
sleigh riding as a passenger (pulled by horse or reindeer)*.
Winter Sports – Payment of the optional Winter Sports additional premium is required to extend all sections of your policy to
include Winter Sports activities as detailed in the Winter Sports cover section.

Covered if the appropriate Winter Sports premium has been paid – *

No cover under Section 7 – Personal liability for those sports or activities marked with *
You are not covered when engaging in organised competitions (other than as part of ski school instruction) or when skiing/snow
boarding against local authoritative warning or advice.

If there are any activities which are not listed above you are wishing to partake in whilst away, please give us a call on 0330 123 5677 and we will see what we can do.

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100+Activities Covered FREE

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£10,000 Cancellation Cover Per Person