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  • 100+ Sporting Activities Covered
  • 24/7 Emergency Assistance Team
  • Cover Available Up To 18 months
  • Up To £10,000 Cancellation Cover

Activities Covered

Use the table below to find all the activities you are covered for, and which require you to pay an additional premium.

ActivityCover Available
Abseiling (within organiser’s guidelines)Covered as standard
Administrative or Clerical OccupationsCovered as standard
AerobicsCovered as standard
Air-boarding *Covered if the appropriate Winter Sports premium has been paid
Amateur Athletics (track and field)Covered as standard
AnglingCovered as standard
Archaeological DiggingCovered as standard
Archery *Covered as standard
Assault CourseCovered as standard
BadmintonCovered as standard
Banana BoatingCovered as standard
Bar/restaurant work *Covered as standard
BaseballCovered as standard
BasketballCovered as standard
Beach GamesCovered as standard
Big Foot SkiingCovered if the appropriate Winter Sports premium has been paid
Billiards/Snooker/PoolCovered as standard
Blade SkatingCovered if the appropriate Winter Sports premium has been paid
Body Boarding (boogie boarding)Covered as standard
BowlingCovered as standard
BowlsCovered as standard
Bungee Jumping/Swoop (within organisers guidelines)Covered as standard
Camel/Elephant Riding/Rambling / Trekking / Hiking *Covered as standard
Canoeing (up to grade 2 rivers) *Covered as standard
Clay Pigeon Shooting *Covered as standard
Climbing (on climbing wall only)Covered as standard
CricketCovered as standard
CroquetCovered as standard
Cross Country Running (non competitive)Covered as standard
Cross Country/Nordic SkiingCovered if the appropriate Winter Sports premium has been paid
CurlingCovered as standard
Cycling (no racing)Covered as standard
Deep Sea FishingCovered as standard
Driving any motorised vehicle (other than a Quad bike) for which you are licensed to drive in the United Kingdom (other than in motor rallies or competitions) *Covered as standard
Dry Slope SkiingCovered if the appropriate Winter Sports premium has been paid
FalconryCovered as standard
Fell Walking/RunningCovered as standard
FencingCovered as standard
FishingCovered as standard
FivesCovered as standard
Flying as a fare paying passenger in a fully licensed passenger carrying aircraftCovered as standard
Football (amateur only and not main purpose of trip)Covered as standard
Fresh Water/Sea FishingCovered as standard
Fruit or vegetable picking (non-mechanical)Covered as standard
Glacier Skiing/WalkingCovered if the appropriate Winter Sports premium has been paid
Glass bottom boats *Covered as standard
Gliding (under instruction) *Covered as standard
Go Karting (within organisers guidelines) *Covered as standard
GolfCovered as standard
HandballCovered as standard
Horse riding with a helmet (excluding competitions, racing, jumping and hunting)*Covered as standard
Hot Air Ballooning (organised pleasure rides only) *Covered as standard
Husky Dog Sledding (organised, non-competitive with local driver)Covered if the appropriate Winter Sports premium has been paid
Ice Go Karting (within organisers guidelines)*Covered if the appropriate Winter Sports premium has been paid
Ice Skating (1 day maximum)Covered as standard
Ice Skating (for more than 1 day)Covered if the appropriate Winter Sports premium has been paid
Ice Windsurfing*Covered if the appropriate Winter Sports premium has been paid
Indoor climbing (on climbing wall)Covered as standard
Jet Boating (no racing) *Covered as standard
Jet Skiing (no racing) *Covered as standard
JoggingCovered as standard
Karting (no racing) *Covered as standard
Kayaking (up to grade 2 rivers) *Covered as standard
Kick SledgingCovered if the appropriate Winter Sports premium has been paid
KorfballCovered as standard
Marathon Running (non professional)Covered as standard
Motor Cycling (full licence held for cc of motorcycle, helmet must be worn) *Covered as standard
Mountain Biking (no racing)Covered as standard
NetballCovered as standard
OctopushCovered as standard
OrienteeringCovered as standard
Paint Balling/War Games (wearing eye protection) *Covered as standard
Parachuting (tandem only) *Covered as standard
Parascending (over water) *Covered as standard
Pony TrekkingCovered as standard
Power Boating (no racing and non-competitive) *Covered as standard
Racket BallCovered as standard
Rambling / Trekking / Hiking under 3,000mCovered as standard
Refereeing (amateur only)Covered as standard
RingosCovered as standard
Roller Skating/Blading/in line skating (wearing pads and helmets)Covered as standard
RoundersCovered as standard
Rowing (no racing) *Covered as standard
Running (non-competitive and not marathon)Covered as standard
Safari Trekking (must be UK organised tour)Covered as standard
Sailing/Yachting (inland waters or coastal waters within 12 miles of land, if qualified or accompanied by a qualified person and no racing) *Covered as standard
Sand Boarding /Surfing/SkiingCovered as standard
Scuba diving up to a depth of 30 metres (if PADI or equivalent qualified or accompanied by a qualified instructor and not diving alone) *Covered as standard
SkateboardingCovered as standard
Ski – bladingCovered if the appropriate Winter Sports premium has been paid
Ski BoardingCovered if the appropriate Winter Sports premium has been paid
Skiing - alpineCovered if the appropriate Winter Sports premium has been paid
Skiing – monoCovered if the appropriate Winter Sports premium has been paid
Skiing - off piste but within the resort boundaries‡
Covered if the appropriate Winter Sports premium has been paid
Skiing on piste‡
Covered if the appropriate Winter Sports premium has been paid
Sledging/Sleigh Riding as a passenger (pulled by horse or reindeer)*Covered if the appropriate Winter Sports premium has been paid
Sledging/Toboganning (not on snow)Covered as standard
Sledging/TobogganingCovered if the appropriate Winter Sports premium has been paid
Small Bore Target Shooting / Rifle Range Shooting (within organisers guidelines) *Covered as standard
SnorkellingCovered as standard
Snow BladingCovered if the appropriate Winter Sports premium has been paid
Snow Boarding - off piste but within the resort boundaries‡
Covered if the appropriate Winter Sports premium has been paid
Snow Boarding on piste‡
Covered if the appropriate Winter Sports premium has been paid
Snow Shoe WalkingCovered if the appropriate Winter Sports premium has been paid
Snow TubingCovered if the appropriate Winter Sports premium has been paid
Snowmobiling (skidoo)*Covered if the appropriate Winter Sports premium has been paid
SoftballCovered as standard
Spear Fishing (without tanks)Covered as standard
Speed Sailing (no racing) *Covered as standard
SquashCovered as standard
Students working as counsellors or university exchanges for practical course work (not manual work)Covered as standard
Surfing *Covered as standard
SwimmingCovered as standard
Swimming with Dolphins / Elephants *Covered as standard
Sydney Harbour Bridge (walking across clipped onto safety line)Covered as standard
Table TennisCovered as standard
Tall Ship Crewing (no racing) *Covered as standard
Ten Pin BowlingCovered as standard
TennisCovered as standard
TobogganingCovered if the appropriate Winter Sports premium has been paid
Training/Racing (ski school)Covered if the appropriate Winter Sports premium has been paid
TrampoliningCovered as standard
Tree Canopy WalkingCovered as standard
Trekking/Hiking/endurance activities up to 3,000 metres above sea levelCovered as standard
Tug of WarCovered as standard
VolleyballCovered as standard
Wake BoardingCovered as standard
Water PoloCovered as standard
Water Skiing / Water Ski Jumping *Covered as standard
Whale WatchingCovered as standard
White Water Rafting (up to grade 2 rivers) *Covered as standard
Wind Surfing/Sailboarding *Covered as standard
Wind Tunnel Flying *Covered as standard
Winter Walking (using crampons and ice picks only)Covered if the appropriate Winter Sports premium has been paid
Zip Lining/Trekking (safety harness must be worn)Covered as standard
Zorbing/Hydro Zorbing/SpheringCovered as standard

Covered as standard without charge – *

No cover under Section 4 – Personal accident and Section 7 – Personal liability for those sports or activities marked with *, all other terms and conditions of the policy will apply.

Lapland – If travelling to Lapland for no more than 2 nights, participation in the following activities are covered without the additional Winter Sports premium being required: husky dog sledding (organised, non-competitive with local driver) and sledging/sleigh riding as a passenger (pulled by horse or reindeer)*.
Winter Sports – Payment of the optional Winter Sports additional premium is required to extend all sections of your policy to include Winter Sports activities as detailed in the Winter Sports cover section.

Covered if the appropriate Winter Sports premium has been paid – *

No cover under Section 7 – Personal liability for those sports or activities marked with *
You are not covered when engaging in organised competitions (other than as part of ski school instruction) or when skiing/snow boarding against local authoritative warning or advice.

If there are any activities which are not listed above you are wishing to partake in whilst away, please contact us and we will see what we can do.

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