Coronavirus Update & FAQs

We’re currently experiencing extremely high call volumes, if you need to know more about your cover and the COVID-19 outbreak, please read more.
  • 100+ Sporting Activities Covered
  • 24/7 Emergency Assistance Team
  • Cover Available Up To 18 months
  • Up To £10,000 Cancellation Cover

 

 

Please scroll to view all available products

CoverBronzeSilverGoldDiamond (Single trip and Annual Multi-Trip Only)Platinum (Single Trip and Annual Multi-Trip Only)
Get A Quote Policy WordingGet A Quote Policy WordingGet A Quote Policy WordingGet A Quote Policy WordingGet A Quote Policy Wording
Benefit per personCover (Excess)Cover (Excess)Cover (Excess)Cover (Excess)Cover (Excess)
Cancellation and curtailment (Loss of deposit)£750 (£125) (£25)£1,000 (£95) (£25)£5,000 (£65) (£25)£5,000 (Nil)£10,000 (Nil)
Emergency medical expenses abroad£2,500,000 (£125)£5,000,000 (£95)£7,500,000 (£65)£10,000,000 (Nil)£10,000,000 (Nil)
Additional Medical expenses abroad No Cover (N/A)No Cover (N/A)No Cover (N/A)£5,000 (Nil)No Cover (N/A)
Replace Prescribed MedicationNo Cover (N/A)No Cover (N/A)No Cover (N/A)£500 (Nil)No Cover (N/A)
Emergency medical expenses in your home counrtyNo Cover (N/A)No Cover (N/A)No Cover (N/A)£7,500 (Nil)No Cover (N/A)
Burial or cremation£2,500 (£120)£2,500 (£95)£2,500 (£65)£5,000 (Nil)£2,500 (Nil)
Hospital benefit£250 (£25 per 24hrs)£500 (£25 per 24hrs)£1,000 (£25 per 24hrs)£1,500 (£50 per 24hrs) (Nil)£1,500 (£50 per 24hrs)
Personal accident
Accidental death £2,500 (Nil)£5,000 (Nil)£20,000 (Nil)£50,000 (Nil)£50,000 (Nil)
Loss of limb or sight£2,500 (Nil)£10,000 (Nil)£20,000 (Nil)£100,000 (Nil)£100,000 (Nil)
Permanent total disablement£2,500 (Nil)£10,000 (Nil)£20,000 (Nil)£100,000 (Nil)£100,000 (Nil)
BaggageNo Cover (N/A)£750 (£95)£2,000 (£65)£4,000 (Nil)£3,000 (Nil)
Single article, pair or setNo Cover (N/A)£100 (£95)£300 (£65)£750 (Nil)£500 (Nil)
Valuables in totalNo Cover (N/A)£100 (£95)£300 (£65)£750 (Nil)£500 (Nil)
Delayed Checked in BaggageNo Cover (N/A)No Cover (N/A)No Cover (N/A)£300 (Nil)No Cover (N/A)
Personal money, passport and documentsNo Cover (N/A)£250 (£95)£500 (£65)£750 (Nil)£750 (Nil)
CashNo Cover (N/A)£150 (£95)£200 (£65)£750 (Nil)£350 (Nil)
Personal liability£500,000 (£125)£1,000,000 (£95)£2,000,000 (£65)£2,000,000 (Nil)£3,000,000 (Nil)
Delayed departureNo Cover (N/A) No Cover (N/A)£300 (£20 first 12hrs, £10 each other 12 hrs) (Nil)£750 (£75 per 24hrs) (Nil)£500 (£50 first 12 hrs £30 each other 12 hrs)
AbandonmentNo Cover (N/A) No Cover (N/A)£5,000 (£65)£5,000 (Nil)£10,000 (Nil)
Missed departureNo Cover (N/A)£500 (Nil) £1,000 Worldwide (Nil)£500 (Nil) £1,000 Worldwide (Nil)£1,500 (Nil)£750 Europe (Nil) £1,500 Worldwide (Nil)
UK departure assistance and Missed UK connectionNo Cover (N/A)£500 (Nil)£500 (Nil)£1,500 (Nil)£500 (Nil)
Return home delayedNo Cover (N/A)No Cover (N/A)No Cover (N/A)£750 (Nil)No Cover (N/A)
Legal expenses and assistance£2,500 (Nil)£10,000 (Nil)£25,000 (Nil)£50,000 (Nil)£50,000 (Nil)
Natural DisasterNo Cover (N/A)No Cover (N/A)No Cover (N/A)£1,000 (Nil)No Cover (N/A)
Scheduled airline failureNo Cover (N/A)£1,500 (£95)£2,000 (£65)£3,000 (Nil)£2,500 (Nil)
Gadget Cover
Lost or stolenOptional ExtraOptional ExtraOptional Extra£3,000 (Nil)Optional Extra
Accidentally damagedOptional ExtraOptional ExtraOptional Extra£3,000 (Nil)Optional Extra
Accessories are lost/stolen with gadgetOptional ExtraOptional ExtraOptional Extra£500 (Nil)Optional Extra
Extensions Please see policy wording for more info
BronzeSilverGoldDiamondPlatinum
Policy Wordings & IPIDsPolicy Wordings & IPIDsPolicy Wordings & IPIDsPolicy Wordings & IPIDsPolicy Wordings & IPIDs

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CoverSilverGoldGold Plus (Gap Year Only - Optional)
Get A Quote Policy WordingGet A Quote Policy WordingGet A Quote Policy Wording
Cancellation and curtailment (Loss of deposit)£1,000 (£95) (£25)£5,000 (£65) (£25)£5,000 (£65) (£25)
Emergency medical expenses abroad£5,000,000 (£95)£7,500,000 (£65)£7,500,000 (£65)
Emergency dental treatment£250 (£95)£250 (65)£250 (65)
Burial or cremation£2,500 (£95)£2,500 (£65)£2,500 (£65)
Hospital benefit£500 (£25 per 24hrs)£1,000 (£25 per 24hrs)£1,000 (£50 per 24hrs)
Personal accident
Accidental death £5,000 (Nil)£20,000 (Nil)£20,000 (Nil)
Loss of limb or sight£10,000 (Nil)£20,000 (Nil)£20,000 (Nil)
Permanent total disablement£10,000 (Nil)£20,000 (Nil)£20,000 (Nil)
Baggage£750 (£95)£2,000 (£65)£2,000 (£65)
Single article, pair or set£100 (£95)£300 (£65)£300 (£65)
Valuables in total£100 (£95)£300 (£65)£300 (£65)
Business goods or equipment No Cover (N/A)£400 (£65)£400 (£65)
Emergency replacement of baggage£100 (Nil)£100 (Nil)£100 (Nil)
Personal money, passport and documents£250 (£95)£500 (£65)£500 (£65)
Cash£150 (£95)£200 (£65)£200 (£65)
Personal liability£1,000,000 (£95)£2,000,000 (£65)£2,000,000 (£65)
Delayed departure No Cover (N/A)£300 (£20 first 12hrs, £10 each other 12 hrs) (Nil)£300 (£20 first 12hrs, £10 each other 12 hrs) (Nil)
Abandonment No Cover (N/A)£5,000 (£65)£5,000 (£65)
Missed departure£500 (Nil) £1,000 Worldwide (Nil)£500 (Nil) £1,000 Worldwide (Nil)£500 (Nil) £1,000 Worldwide (Nil)
UK departure assistance and Missed UK connection£500 (Nil)£500 (Nil)£500 (Nil)
Legal expenses and assistance£10,000 (Nil)£25,000 (Nil)£25,000 (Nil)
Extended kennel and/or cattery fees£250 (Nil)£250 (Nil)£250 (Nil)
Hijack and kidnap£5,000 (£50 per 24hrs) (Nil)£5,000 (£50 per 24hrs) (Nil)£5,000 (£50 per 24hrs) (Nil)
Incarceration abroad (Gap Year Only)£500 (Nil)£500 (Nil)£500 (Nil)
Scheduled airline failure£1,500 (£95)£2,000 (£65)£2,000 (£65)
Extensions
Gadget Cover (Optional)
Up to 5 gadgets (cover per policy)£2,000 (£95)£2,000 (£65)£2,000 (£65)
Travel disruption (optional)
Cancellation and curtailment £1,000 (£95)£5,000 (£65)£5,000 (£65)
Substitute accommodation£3,000 (£95)£3,000 (£65)£3,000 (£65)
Enforced stay£1,500 (Nil)£1,500 (Nil)£1,500 (Nil)
Missed connections£1,000 (Nil)£1,000 (Nil)£1,000 (Nil)
Golf Plus (Optional)
Green fees £250 (Nil)£250 (Nil)£250 (Nil)
Golf equipment hire£200 (£35 per 24hrs) (Nil)£200 (£35 per 24hrs) (Nil)£200 (£35 per 24hrs) (Nil)
Golf equipment£1,500 (£95)£1,500 (£95)£1,500 (£95)
Hole-in-one£75 (Nil)£75 (Nil)£75 (Nil)
Business plus (Optional)
Business goods or equipment£1,000 (£95)£1,000 (£65)£1,000 (£65)
Business samples£500 (£95)£500 (£65)£500 (£65)
Single article limit£750 (£95)£750 (£65)£750 (£65)
Business equipment delay£500 (£100 per 24hrs) (Nil)£500 (£100 per 24hrs) (Nil)£500 (£100 per 24hrs) (Nil)
Business equipment hire£750 (£150 per 24hrs) (Nil)£750 (£150 per 24hrs) (Nil)£750 (£150 per 24hrs) (Nil)
Emergency courier of essential business equipment£300 (£95)£300 (£65)£300 (£65)
Business money£1,000 (£95)£1,000 (£65)£1,000 (£65)
Cash limit£500 (£95)£500 (£65)£500 (£65)
Replacement staff£1,500 (£95)£1,500 (£65)£1,500 (£65)
Wedding / Civil Partnership Plus (Optional)
Wedding rings (per person) Wedding photographs or video recording£250 (£65)£250 (£65)
Wedding attire (per person)£1,000 (£95)£1,000 (£65)£1,000 (£65)
Wedding gifts£1,000 (£95)£1,000 (£65)£1,000 (£65)
Gift cash limit£150 (£95)£150 (£65)£150 (£65)
Single article limit£300 (£95)£300 (£65)£300 (£65)
Wedding photographs or video recording£750 (£95)£750 (£65)£750 (£65)
Cruise Plus (Optional)
Missed port£300 (£50 per port) (Nil)£300 (£50 per port) (Nil)£300 (£50 per port) (Nil)
Stateroom / Cabin confinement£300 (£50 per 24hrs) (Nil)£300 (£50 per 24hrs) (Nil)£300 (£50 per 24hrs) (Nil)
Unused pre-booked excursions£300 (Nil)£300 (Nil)£300 (Nil)
Itinerary change£300 (£50 per change) (Nil)£300 (£50 per change) (Nil)£300 (£50 per change) (Nil)
Cruise connection£1,500 (Nil)£1,500 (Nil)£1,500 (Nil)
Winter Sports (Optional)
Ski equipment £500 (£95)£500 (£65)£500 (£65)
Hired ski equipment£250 (£95)£250 (£65)£250 (£65)
Ski equipment hire£300 (£15 per 24hrs) (Nil)£300 (£15 per 24hrs) (Nil)£300 (£15 per 24hrs) (Nil)
Ski pack£500 (Nil)£500 (Nil)£500 (Nil)
Lost lift pass£200 (Nil)£200 (Nil)£200 (Nil)
Piste Closure£200 (£20 per 24hrs) (Nil)£200 (£20 per 24hrs) (Nil)£200 (£20 per 24hrs) (Nil)
Avalanche or landslide£150 (£30 per 24hrs) (Nil)£150 (£30 per 24hrs) (Nil)£150 (£30 per 24hrs) (Nil)
Gap Year - Gold plus cover (Optional)
Course feesNo cover (n/a)No cover (n/a)£2,000 (£65)
Computer equipmentNo cover (n/a)No cover (n/a)£1,000 (£65)

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Why Choose TopDog Insurance?

24/7 Emergency Helpline

100+Activities Covered FREE

Up to
£10m Medical Cover Per Person

Up to
£10,000 Cancellation Cover Per Person

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